There can be many reasons for choosing this option.Option 1 - If the Minimum Insurance Limits within the Preference section have not been set up when adding a Certificate, you may want to mark the COI as Compliant or Non-Compliant manually for reference.Option 2- If when adding a new certificate that does not meet/match the Minimum Limits set forth in the Preference section due to Lease Negotiations/Grandfathering clauses you can select the Manually Check Compliance box to ensure the particular COI is marked as Compliant.